About Us
Insurance built around how you operate
Snowmobile Tour Insurance is a Contractors Choice Agency program dedicated to the operators who run guided tours, rentals, and backcountry trips in some of the most demanding conditions in the outdoor economy.
Who We Are
Specialists, not generalists
Most agencies treat a snowmobile tour operation like any other small business — and that's exactly how coverage gaps happen. A generic policy can exclude the participant injuries that are your most likely claim, ignore backcountry operation, or miss the trailer and workers-comp exposure that comes with a seasonal crew.
We built this program specifically for snowmobile tour operators, guided outfitters, and rental businesses. That focus means we know the risks carriers care about, the coverages that actually protect you, and the permit and certificate requirements that can hold up your season if they're handled wrong.
What We Stand For
How we work for operators
Niche specialists
We focus on snowmobile tour and outfitter operations — participant liability, backcountry risk, seasonal ops, and rental fleets — instead of forcing your business into a generic recreation policy.
Complete programs, no gaps
Liability, professional, physical damage, auto, workers comp, and property built to interlock — so a claim can't slip between a premises policy and a professional one.
Permit-ready paperwork
We handle the verbatim USFS/BLM additional-insured wording, cancellation-notice provisions, and annual certificates that hold up your permit if they're wrong.
A real advocate
As a Contractors Choice Agency program, we work for you — matching your operation to the right carriers and standing with you at renewal and at claim time.
Our Promise
Coverage that fits your operation — and holds up
You run a demanding, seasonal, high-stakes business. Your insurance should be built for it, not bolted on from a template. Tell us how you operate and we'll build a program around your real exposure — with the certificates and endorsements your permits require. Call 844-967-5247.
Request a QuoteProtect your operation this season
Tell us about your tours, rentals, or guide service and we'll build coverage around your real exposure — with the certificates and additional-insured endorsements your permits and venues require.